Car accidents - accident lawyers

Despite accident lawyers being available, many accident victims try to handle their own injury claims, hoping that the insurance company involved will settle as promptly and fairly as they advertise. Unfortunately, not all insurance companies respond in that manner. Their obligation is to their shareholders and policyholders, not to injured people. Insurance companies have enormous advantages; vast wealth, experienced loss adjusters and lawyers, and a variety of legal reasons to reduce or deny compensation.

Negotiating alone or waiting until the insurance company makes an offer can be frustrating and costly. One wrong move, one mistake, can cost you money. Delay or guessing about the value of your case can result in the loss of valuable rights and a great deal of money.

Compensation can be sought for medical bills, lost wages, car rentals and repairs and for any pain and suffering you have undergone. There are accident lawyers highly experienced in the field of car accident law.

Slip and Fall is an injury claim based on a fall that occurs on someone else's property, is caused by that property owner's negligence. Under the premises liability area of law, property owners and businesses have a duty to provide a safe environment and if they fail to do so, and someone is injured as a result, they may be held liable for medical expenses, pain and suffering, and lost wages. Consult a specialised accident lawyer.

One definition of accident from a personal accident policy:-

1. This policy covers you in the event of Permanent Total Disability, Loss of Sight in One Eye, Loss of Sight in both Eyes, Loss of Use of a Limb, Loss of Use of two Limbs, Loss of Hearing, Loss of Hearing in One Ear, Loss of use of a Shoulder, a Hip, Knee, Ankle, Wrist or Thumb, any Finger or Big Toe, any other Toe, Hospitalisation, Accidental Death

2. We will not pay you benefits for an accident that is directly or indirectly the result of your suicide or attempted suicide, you using any type of alcohol or drugs unless under the advice of a doctor for a condition other than alcohol or drug addiction, if you die, suffer loss of a limb, loss of use of a shoulder, elbow, hip, knee, ankle, wrist, finger, thumb or toe, loss of sight, loss of hearing because of an accident, we will not pay you any benefits if any of them happen 12 months after the accident.

3. If the effects of an accident on you are made worse because you already had a condition, sickness, disease or injury then we will assess the effects that your condition, sickness, disease or injury has on your bodily injury and we will reduce your benefit by an appropriate amount to take this into account. Please refer to page 9 of your policy document for full details of exclusions under this cover.